As fire is the most dangerous risk encountered by business owners, operators and investors, our FIRE AND SPECIAL PERILS Insurance Policy will provide protection for your property (buildings, plants and machineries, stock, furniture, fixtures and fittings and other contents) against this Fire and many other perils such as Lightning, Explosion, storms, tempest flood and water damage, etc from unexpected physical loss or damage.
With our insurance product, you can do your business with peace of mind that you will not face any financial problems should all these perils affect your operation.
The Insured:
– Manufacturers – trading enterprises and services…
– Individuals owning, renting or leasing office buildings, hotels…
– Any customer who wishes to buy insurance for their property.
The insured property: offices, machinery, equipment, supplies and goods, raw materials, warehouses …
Coverage: Fire and Special Risks Insurance will indemnify the Insured for losses or damages to insured property by fire, lightning, explosion, or other perils as named in the insurance policy, as well as damages that occurred together with fire-fighting efforts.
The Insured could have a basis cover for “fire (A)” and, at their option, pick one or more perils from the list below:
– Explosion (B);
– Aircraft and other aerial devices and/or articles dropped therefrom (C);
– Riot, strikers, locked-out workers (D);
– Malicious damage (E);
– Earthquake or volcanic eruption, including flood or overflow of the sea, occasioned thereby or subterranean fire (F);
– Storm and tempest (G);
– Storm tempests and flood (H);
– Escape of water from any tank, apparatus or pipes (I);
– Impact by any road vehicle or animal (J).